About RAMP Programme
Raising & Accelerating MSME Performance (RAMP) Programme, a World Bank supported Central Sector Scheme has been designed to complement various COVID-19 Resilience and Recovery Interventions of the Ministry of Micro, Small and Medium Enterprises (MoMSME). The Programme aims to:
- strengthen institutional and governance cooperation between Central and State Governments to improve the impact of MSME development policy frameworks through digitalization of programme management, monitoring & evaluation.
- provide comprehensive assistance and resources to MSMEs, enabling them to improve their operational efficiency, expand their market reach, and enhance overall competitiveness.
This programme demands a multidisciplinary approach of institutional collaboration to work towards building capacities and competencies of India’s MSMEs. In that, it aims to improve:
- access to finance through innovative and alternative mechanisms
- business development services, institutional resolution of working capital issues especially on the receivables front and improved market access beyond domestic borders.
Maharashtra RAMP – An overview
RAMP aims at promoting Centre-State collaboration by providing grants to States for preparation of Strategic Investment Plan (SIP), which is a roadmap developed by the respective State/UT for development of the MSME sector in the State. RAMP provides grants to States/UTs for implementing selected projects in the SIP.
Maharashtra was amongst the first states to devise a SIP to implement RAMP and submit the same to MoMSME. Government of Maharashtra appointed Maharashtra Small Scale Industries Development Corporation Limited (MSSIDC) -- a Government of Maharashtra Undertaking working with an objective to aid, counsel, assist, finance, protect and promote the interests of Small-Scale Industries -- as the State Nodal Agency for implementation of RAMP on 27 October 2022. MSSIDC undertook a diagnostic survey amongst MSMEs, industry associations, and clusters. In September 2023, it submitted the Strategic Investment Plan (SIP). The Ministry of MSME (MoMSME) benchmarked and approved 7 interventions and 29 action points submitted in the SIP on 11 December 2023 and sanctioned a budget of INR 212.50 crore for implementation of the SIP in Maharashtra.
The details
Anchor Vendor Development Programmes:
Target Beneficiaries: 3,000 MSMEsThis initiative aims to create strong connections between large companies (like public sector undertakings and big corporations) and micro, small and medium-sized enterprises (MSMEs) in the State. The goal is to provide sustainable business opportunities for MSMEs by aligning their growth with the needs of larger companies.
Key points:- Aligning Supply Chains: Matching the supply chain needs of big companies (like PSUs and OEMs) with the growth potential of MSMEs.
- Strategic Support: Helping MSMEs with finance, technology, and capacity building to meet the needs of larger companies.
- Public Procurement Policy: Ensuring that 25% of annual purchases by central government bodies are from MSMEs, including specific targets for those owned by SC/STs and women.
- RAMP Program: Hosting day-long events where:
- Large and mega companies present their procurement plans to MSMEs.
- MSMEs can interact directly with representatives from these companies.
- MSMEs can interact directly with representatives from these companies.
- Additional support services (like GeM Portal usage, GST registration; ZED, ISO, certification, etc.) shall be made available to facilitate MSMEs.
- Expand your customer base.
- Advocate for your products/services as part of a cluster.
- Meet key buyers to understand their needs.
- Learn about best practices and trends in your industry.
Training to MSMEs on availing Public Procurement Opportunities through Government e-Marketplace (GeM)
Target Beneficiaries: 35,000 MSMEsThe General Financial Rules 2017, issued by the Department of Expenditure, Ministry of Finance, mandate that government users must procure goods and services available on the Government e-Marketplace (GeM).
Our GeM workshop series, conducted by expert trainers from GeM, is designed to help MSMEs navigate the GeM portal effectively. These workshops will cover:
- Sector-Specific Opportunities: Insights into procurement opportunities tailored to different sectors.
- Modular Tutorials: Step-by-step guides on using the GeM portal.
- Facilitation Services: Assistance with GeM registration and cataloguing your products and services.
By participating in our workshops, MSMEs can:
- Learn Public Procurement Methods: Understand the various buying modes on GeM.
- Confirm Supplier Eligibility: Ensure your business meets the necessary criteria to become a supplier.
- Understand Rules and Norms: Get familiar with the regulations governing public procurement.
- Receive Registration Guidance: Get help with registering your entity on GeM and listing your products/services.
- Resolve Queries: Get answers to any questions or issues you may have as a new or aspiring supplier on GeM.
Training to MSMEs on Innovate Scheme: IPR
Target Beneficiaries: 20,000 MSMEsThis workshop series is designed to help MSMEs understand the importance of Intellectual Property Rights (IPR) and how to leverage them for business growth. The workshops will cover:
- IPR Regimes: Learn about patents, trademarks, copyrights, designs, geographical indications (GI), and more.
- Strategic Benefits: Discover the advantages of formalizing IPR through registration.
- Protection Measures: Understand how to protect your ideas, innovations, and business strategies.
- Scheme Support: Get information on available schemes for IPR filing, including advisory services, patentability searches, technology gap analysis, and commercialization tools.
By participating in our workshops, MSMEs can:
- Gain Awareness: Learn from case studies on how IPR can help your business sustain and grow.
- Expert Discussions: Discuss the scope of IPR in your value chain with industry experts.
- Understand IPR Categories: Get a clear understanding of different IPR categories and their frameworks.
- Government Subsidies: Learn about government subsidies to reduce IPR registration costs and check your eligibility based on scheme criteria.
Training to MSMEs in Input Tax Credit
Target Beneficiaries: 15,000 MSMEsOur workshop series is designed to help MSMEs understand the benefits of registering their businesses under GSTIN and how to leverage input tax credit (ITC) to reduce their tax burden and overall business costs. Additionally, learn how to take advantage of receivables financing.
Workshop Highlights- GSTIN Registration: Step-by-step guidance on how to register your business under GSTIN.
- Input Tax Credit (ITC): Learn how to claim ITC to lower your tax liabilities.
- Receivables Financing: Discover how to leverage your receivables for financing to improve cash flow.
- Case Studies: Real-world examples demonstrating the benefits of GST-based formalization and ITC.
- Expert Guidance: Resolve your queries and issues with the help of industry experts.
- Interactive Sessions: Engage in Q&A sessions to get personalized advice and solutions.
By participating in our workshops, MSMEs can:
- Learn Through Case Studies: Understand the benefits of GST-based formalization and ITC with real-world examples.
- Expert Guidance: Get your queries and issues resolved by experts on related systems and processes.
- Improve Cash Flow: Learn how to use receivables financing to enhance your business's cash flow.
- Reduce Business Costs: Discover ways to lower your tax burden and overall business expenses through GSTIN registration and ITC.
Training to MSMEs in Financial Knowledge and Management
Target Beneficiaries: 50,000 MSMEsEffective financial management is crucial for MSMEs. This training program is designed to equip MSMEs with essential skills such as sound financial management, understanding financial leverage, maintaining regular documentation, and diagnosing flaws in business models and financial decisions.
Workshop Highlights- Unlock Available Finances: Learn how to access and utilize finances optimally to fuel business growth.
- Expert Guidance: Resolve your doubts and issues regarding institutional finance with the help of experts.
- Collateral-Free Credit: Develop awareness about schemes that offer collateral-free credit.
- Linked Service Offerings: Explore additional services from participating banks and NBFCs.
By participating in our training, MSMEs can:
- Improve Financial Management: Gain insights into effective financial management practices.
- Access Expert Advice: Get your financial queries resolved by industry experts.
- Enhance Business Growth: Learn how to leverage available financial resources to grow your business.
- Utilize Financial Schemes: Understand how to benefit from government schemes offering collateral-free credit.
Training to MSMEs on Applying for and availing Loans digitally
Target Beneficiaries: 52,500 MSMEsOur workshop series is designed to empower MSMEs by providing awareness about systems and tools to reduce the time and cost of applying for and availing loans. This includes non-collateralized credit through the CGTMSE mechanism and other innovative market offerings. The series aims to train MSMEs on leveraging digital platforms to finance their long-term and working capital needs and familiarize them with co-lending technology and practices.
Workshop Highlights- Digital Loan Systems: Learn how to navigate digital systems and processes to secure quicker loans for your business.
- Documentation Diligence: Build awareness about the necessary diligence and documentation required for digital submissions.
- Safety and Security: Get clarity on the safety and security of digital platforms to alleviate any apprehensions.
By participating in our workshops, MSMEs can:
- Quicker Loan Access: Understand how to use digital platforms to expedite loan applications.
- Documentation Guidance: Learn the best practices for preparing and submitting digital documentation.
- Secure Financing: Gain confidence in the safety and security of digital financing platforms.
Training to MSMEs on availing Technical Support for Self-Assessment and Audit Process Optimization
Target Beneficiaries: 50,000 MSMEsThis workshop series is designed to equip Micro, Small, and Medium Enterprises (MSMEs) with essential technical and management skills. Participants will gain tools and knowledge in performance diagnosis, goal setting, growth planning, progress reporting, and auditing. The aim is to help MSMEs enhance productivity, profitability, and sustainability through expertise, technology, and best practices.
The workshops will help MSMEs by empowering them to set benchmarks in productivity, innovation, digitalization, sustainability, job creation, and exports. This is achieved through certifications under the CHAMPION sub-schemes of Lean (Competitiveness) and Zero-Effect-Zero-Defect (ZED – Sustainability), and by providing access to higher non-collateralized credit through CGTMSE, especially for adopting green technologies.
Workshop Highlights- Participants will gain tools and knowledge in performance diagnosis, Goal setting, Growth planning, Progress reporting and Auditing.
- Productivity and Profitability: MSMEs' will be able to enhance productivity, profitability, and sustainability through expertise, technology, best practices.
- Empowerment and Benchmarking: The workshops will empower MSMEs to set benchmarks in productivity, innovation, digitalization, sustainability.
- Expert Guidance: Receive expert advice on self-assessing performance and setting sustainable growth targets.
- Certification Insights: Gain specific insights into certifications and how they can aid in market expansion.
- Champion MSME Opportunities: Sign up for opportunities to be identified and supported as a Champion MSME.
Dedicated Capacity Building Workshops for Women & SC/ST – led MSMEs & Entrepreneurs:
Target Beneficiaries: 67,500 MSMEsWomen and SC/ST entrepreneurs in Maharashtra are making significant strides across various sectors. The state government supports these entrepreneurs through subsidies, financial assistance, and dedicated programs. This workshop series under RAMP aims at providing technical and management awareness and tools to MSMEs led by women and SC/STs. While the key capacity building workshop series are subject-matter specific, this series is dedicated to focus segments and aims to provide training on their most essential needs – including formalization, value enhancement, certification, diversification, market access, technology incorporation, packaging and branding, etc. It is our intent to focus on relevant clusters for higher impact.
Benefits for MSMEs:- Government Schemes: Learn about schemes for women and SC/ST entrepreneurs and how to use them.
- Business Insights: Discover new business opportunities and best practices to increase profits and build your brand.
- Networking: Connect with businesses, experts, and service providers in your value chain.
Flatted Factories with Plug & Play Facilities
Target Beneficiaries: 300 MSMEs Affordable Real Estate for MSMEs: Flatted Factory ComplexesTo help MSMEs find affordable, investment-ready real estate, MSSIDC in collaboration with MIDC is developing flatted factory complexes with plug & play infrastructure through a PPP model. These units, ranging from 1,000 to 10,000 sq. ft., will be leased for an average of 5 years with significant rental subsidies. Higher subsidies and reserved units will be available for women and SC/ST-led MSMEs. After the lease period, MSMEs can extend their lease for up to 3 more years without subsidies.
MSSIDC will launch the pilot complex in Pune in 2025.
Exhibition Centres for Market Exposure
Target Beneficiaries: 4,200 MSMEsMSSIDC plans to introduce exhibition centres designed to boost market exposure for Micro, Small, and Medium Enterprises (MSMEs) across various sectors and sizes. Our goal is to provide a platform for MSMEs to showcase their products and services in commercial spaces.
How it WorksMSSIDC be leasing out commercial spaces with an average shop size of 200 sq. ft to MSMEs. To make it more accessible, MSSIDC will offer rent subsidies of up to 50%, limited to INR 75 per sq. ft, for a period of 30 to 60 days on a rotation basis.
Special IncentivesMSSIDC is committed to supporting Women and SC/ST led MSMEs. These enterprises will receive a higher subsidy, along with reserved spaces.
This initiative is designed to help MSMEs gain visibility, connect with customers, and drive business growth. Join us in empowering MSMEs and contributing to the country's economic development!
Business Facilitation Centres and District RAMP Coordinators a.k.a. Mentors
Business Facilitation Centres (BFCs) for MSMEsTo support the growth of Micro, Small, and Medium Enterprises (MSMEs), we are establishing 12 Business Facilitation Centres (BFCs) across Maharashtra.
Each BFC will have a team of experts, including a Manager, Finance Manager, Marketing Manager, Procurement Expert, Field Officer, and Office Assistant. Additionally, Mentors (District RAMP Coordinators) will provide guidance and support to MSMEs.
Our BFC personnel and Mentors will undergo a week-long immersion course at a premier institute like Entrepreneurship Development Institute of India (EDII) to enhance their skills and knowledge.
Our BFCs will provide advisory and handholding assistance to MSMEs in areas such as:
- Finance and market linkages
- Value chain enhancement and market trends
- CA and legal services
- Technology solutions and government schemes
- Training and development
Locations
Our 12 BFCs will be located in:
Pune, Thane, Nashik, Nagpur, Chhatrapati Sambhajinagar, Amravati, Kolhapur, Raigad, Chandrapur, Akola, Jalgaon, and Nanded.
Facilitating MSMEs on Innovative Logistics & Sustainable Packaging Solutions
Target coverage: 200 MSMEsWe understand the challenges MSMEs face in their supply chain, particularly with packaging and logistics costs. To address these issues, MSSIDC is launching an initiative to provide MSMEs with access to innovative logistics and sustainable packaging solutions.
Key Benefits- B2B Networking: Connect with solution providers through our online platform or industry associations.
- Needs Assessment: Get personalized recommendations for logistics and packaging solutions.
- Subsidy Support: Receive subsidies for purchasing innovative solutions.
- Outcome Monitoring: Ensure successful implementation and outcomes.
- MSMEs access our online platform or industry associations to connect with solution providers.
- Needs assessment is conducted to identify suitable logistics and packaging solutions.
- MSMEs purchase solutions, and MSSIDC monitors outcomes.
- Subsidies are transferred to solution providers based on successful outcomes.
Reverse Buyer Seller meets/ Trade Fair participation for Export-oriented MSMEs
Target Beneficiaries: 1,000 MSMEsMSSIDC will organize Export Promotion Program designed to enhance the export capabilities of Micro, Small, and Medium Enterprises (MSMEs) in Maharashtra over the period of next 2 years to support export-oriented MSMEs.
Program Benefits- Subsidized participation in international buyer-seller meets and trade fairs
- Market discovery and linkage opportunities
- B2B networking with international buyers and industry experts
- Comprehensive assistance, including subsidies, information, and guidance
MSMEs with high export potential will be selected for participation in the program. Eligible MSMEs will be provided with comprehensive assistance to facilitate their participation in international buyer-seller meets and trade fairs.
MH RAMP’s skilling agenda comprises three modes:
- Recruit – Train – Deploy (RTD): Through industry (cluster/ association) – institution connect, recruit candidates aspiring MSME employment, train them on the job (shopfloor) for employability and subsequently deploy them in the MSME unit. Target Beneficiaries: 25,000 candidates/ MSMEs
- Skill Voucher System to sponsor (fully/ partially) MSME employees or aspiring candidate to get skilled through short term courses at accredited (Central and State Govt.) institutions.
Target Beneficiaries: 10,000 candidates/ MSMEs - Upskilling/ Reskilling courses in association with apex skilling organizations for MSME workforce in predominantly soft skills including incorporation of technology, performance evaluation and enhancement strategy, finance management, greening strategies and tools, analytics, marketing, supply chain management, operational safety & health, etc. Target Beneficiaries: 10,000 candidates/ MSMEs
